LEARNING CENTRE

5 Simple steps for first time buyers

Everyone has to start somewhere and we're glad you started here! Click the video to the left to see the 5 steps you need to know before you buy.

Words to Know When Buying a House
July 19, 2016 | Source: Mortgage Architects

The mortgage process can be overwhelming. Knowing key mortgage and home buying terms can help reduce confusion and assist you in better understanding the process of buying a home. ...more

Choosing a mortgage that's right for you!
| Source: Mortgage Architects

With the help of a mortgage broker, selecting the right mortgage has never been easier....more

What do the new mortgage rule changes mean for homeowners?
| Source: Mortgage Architects

Last fall, the federal government announced changes to the qualifying criteria to obtain a mortgage in Canada. ...more

Why Should I Get Pre-Approved?
| Source: Mortgage Architects

Getting pre-approved gives you a clear picture about your own financial status and helps you manage your investment in a much better way. ...more

Don’t shy away from that fixer-upper…
| Source: Mortgage Architects

A Purchase Plus Improvements Mortgage, allows qualified purchasers to borrow up to 20% of the post-renovation value of a home, even with as little as 5% down. ...more

First-Time Home Buyers Tax Credit
| Source: Mortgage Architects

Purchasing a home for the first time is perhaps one of the most daunting experiences one will have....more

5 Ways To Improve Your Credit Score
| Source: Mortgage Architects

If you currently have a mortgage or looking to obtain one, it is imperative you maintain a healthy credit score. ...more

Mortgage Rates 101: Consider all the factors before choosing.
Source: Mortgage Architects

When choosing a mortgage, it is imperative to know what rate will work best for you – fixed or variable. ...more

Mortgage Types 101: Get to Know the Important Basics
| Source: Mortgage Architects

When it comes time to obtain a mortgage, it’s never one-size-fits all; rather there is a variety of options to choose from. ...more

Be life rich, not house poor!
| Source: Mortgage Architects

Buying at the top end of your pre-approval price could be setting you up for many dull years to follow. ...more

Who's better? The bank or the broker?
| Source: Mortgage Architects

The value of a professional mortgage broker comes from having someone who objectively works for you and is not limited to mortgage product offerings from one source; like a bank....more

What is your credit score?
| Source: Mortgage Architects

With a range from 300 to 900, your credit score captures your perceived lending risk at a moment in time. Lets learn more! ...more

Want Choice? Don't use bank, use a broker!
| Source: Mortgage Architects

One of the greatest advantages of using a mortgage broker is getting access to over 50 lenders. A bank will only offer you access to their products, while a mortgage broker can offer you more choices through multiple lenders. ...more

Save big for your retirement
| Source: Mortgage Architects

Save big without increasing your income... lFinding it difficult to save for retirement? You can save big without earning more or changing your spending habits....more